The Waterfront Center

Insurance & Fees

Payment Policy

I will provide you with an invoice for services at the end of each month, and I will ask that you provide payment either at the time that you receive the invoice or within the following week. The invoice will contain all information required in order to receive reimbursement from your insurance company.

Health Insurance

I am considered to be an “out-of-network” provider, and a substantial proportion of my fee (often 65-85%) is often reimbursed through your insurance plan provided that you have out-of-network coverage. I provide you with an invoice that contains all of the necessary information to easily apply for reimbursement from your health insurance provider, and my fees are generally considered to be within the acceptable range (UCR) by most insurance companies. If you choose to apply to your insurance company for reimbursement, the process is not as overwhelming as it might seem and I will help you in any way that I can to make it as smooth as possible. Prior to beginning therapy, it will be useful for you to contact your insurance company to get specific details about your mental health benefits, number of sessions covered per year, and percent of cost covered for out of network providers.

There are a variety of reasons that I do not participant in managed care plans. Specifically, insurance companies require that all individuals receiving any type of mental health treatment receive a psychiatric diagnosis that goes into that individual’s permanent medical record. Additionally, once your insurance company obtains your mental health treatment information, I can no longer guarantee its confidentiality. Most importantly, insurance companies often influence the type and duration of the course of therapy, and I strongly believe that you and I together should be the ones that are determining the best way to help you meet your objectives, not your insurance company.